2025 Roth Ira Limits Contribution Limits. If you file taxes as a single person, your modified adjusted gross income (magi) must be under $153,000 for tax year 2023 and $161,000 for tax year 2025 to contribute to a roth ira, and if you’re married and filing. Those limits reflect an increase of $500 over the 2023.

Amount of roth ira contributions that you can make for 2025. The 2025 ira contribution limits have been announced, and understanding these limits is crucial for shaping your retirement savings strategy.